The answer is fairly simple. If you can't accept the answer "you can't", then you only have two options left: three more dollars or a pistol. That's it. I honestly don't get it. The sick part of this problem is the intellectual presentation of this "need".
So, you ask the question, "how did we get in this bad financial state as a nation?". The answer is right in front of you. If you can't make a decision when your "political career" isn't riding on it, then how in the world would you expect a CEO, a senator, or some other leader to make the tough choice.
Please understand, this has nothing to do with hard times. We all have them. This is all about our problems drowning our preferences. If it's not all about money, then why are you using money in your operation? Just saying.